SBI Minimum Balance Charges for Saving Account
SBI Minimum Balance Charges for Saving Account has been
revised from bottom to top which us quite unbearable for lower class
bank
account holders of SBI. As per the report the State Bank of India has charged approx
240 crore rupees as a fine of minimum balance which is shameful for Indian
government specially for RBI government and Mr. Narender Modi. After
demonetization customers reduces its bank visit as no money left with lower and
middle class to deposit. Therefore Public sector Indian State Bank (SBI) is
reviewing the deductible for not keeping SBI Minimum Balance Charges for Saving
Account.
For the kind attention of the low balance customers that
read the total details related to new polices of SBI Minimum Balance Charges
for Saving Account. There is a lot of resentment in the
consumers if the minimum balance is not kept on the deduction. Only after SBI,
other public sector banks have also applied the term balance which can be found
in the several magazines and news papers so that customers may be save from
this misery news form account.
Rajneesh Kumar, MD (National Banking Group) of the bank has
given statement that, "We have received customer feedback in this regard.
They are being reviewed. The bank will take any reasonable decision keeping in
mind these views. We are considering at the internal level whether the fees
should be changed for certain categories like senior citizens or students.” More
highlights in relation with SBI Minimum Balance Charges for Saving
Account are published in the following section of this article so that
awareness may be spread among visitors of this page.
Complete Details about SBI Reviewing Minimum Balance Fine:
As per the guidelines of the RBI and advisors of the organization SBI had
applied the fee again after 05 years for not having kept minimum balance in
April this year. Under this, there was a provision of charging up to 100 rupees
and charging up to 18 percent GST if the monthly average minimum balance was
not maintained in the account. Minimum balance in urban areas was fixed at Rs
5,000. GST, with 50 rupees charge, is reduced to 50% of its cost. This balance
is being reduced by 75 percent and 100 percent GSAT and 18 percent GSAT is
being recovered. Minimum balance for rural areas is fixed at Rs.1000. It does
not keep it from 20 to 50 bucks and GST is coming together.
Rajneesh Mr. MD said that the bank has over 40 crore savings
accounts (savings account) in all over the country. Out of these, approx 13
crore accounts are under Basic Savings Deposit or Pradhan Mantri Jan Dhan
Yojana. Both these types of accounts are excluded from the minimum balance
which is good move of SBI. Of the remaining 27 crore account holders, 15 to 20
percent of the people do not have the minimum monthly average amount. The bank
has recovered Rs. 235 crores as the minimum balance charge of May which is very
bad for the system of India.
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