Atal Pension Yojana
Atal Pension Yojana Scheme is ongoing in India on a large
scale for the entire people who are looking to get Pension from government
to
get financial assistance after the age of 60 years. This Effective Step is taken
in order to help an unorganized part of Indian Society so that they may live
life happily. The Government of India has introduced the Atal Pension Yojana
Scheme by Honourable Prime Minister of India Mr. Narendra Domodar Das Modi in
June two thousands fifteen. The Step taken by Government of India is to
directly help that part of India’s Society or Indian Generation which is Golden
on basis of their Experiences as well as what they had given to the Society.
For the benefit of all appliers the scheme known as Atal
Pension Yojana Scheme (APYS) is been administrated by the Pension Fund
Regulatory and Development (PFRD) Under National Pension Scheme of Government
of India. As per the norms of this Scheme the Weaker Section is been encourage
to get a help hand in the form of Pension in their old age stage of life from
its Government. The Scheme Atal Pension Yojana is been consistently encouraging
the People of India and mostly the Weaker Section of Indian Population to apply
for the Scheme & get benefitted through this Scheme when they would be
Older in Age.
Such visitor of article who is the Citizen of India and is
Self Employed he/ she can apply to get the Benefitted by Atal Pension Yojana
Scheme. To take part in this Scheme an Account needs to be Opened and a Monthly
Contribution is to be made in it, This Monthly Contribution will help the
Account Holder after his/her Retirement or at his/her Old age. Any Person Can
Open his/her Account Under the Atal Pension Yojana Scheme. The Atal Pension
Yojana Scheme is being launched on the name of Ex – Honourable Prime Minister
of India Shree Atal Bihari Bajpayee. Atal Pension Yojana Scheme is launched by
the encouraging Success of Pradhan Mantri Jan Dhan Yojana.
Such Indian nationals who have been working in the Private
Sector or are employed on Occupations that do not give them the benefit of
Pension they are suggested to apply for this scheme. Appliers can be eligible
for a fixed pension of INR 1,000 or 2,000 or 3,000 or 4,000 or 5,000 on
attaining the age of 60 Years. The Amount of Monthly Pension will be decided on
the basis of the Contribution of total amount is done by the Individual.
Approx. 9% of yearly Interest will also be provided to the Account Holder on
the Amount monthly deposited by account Holder. Upon the Contributor’s Death,
the Spouse of the Contributor Can Claim the Pension and after the Death of the
Spouse’s, the Nominee will get the Amount as monthly pension or as total
payable amount from the particular Bank of Government of India.
BENEFITS OF ATAL PENSION YOJANA SCHEME
1. To Empower the
Weaker & Poorer Section of the Society.
2. To Help the Most
Valuable People Group who are rich on basis of their life Experiences &
what they have given to the Country.
3. This helps in contributing/saving the Money or Asset at
the time of earning for the time after Retirement.
4. The Asset saved or contributed in bank by an Individual
would be returned by the Bank to his/her Spouse.
5. The Public & Private Banks will provide yearly
interest of 9% on the amount deposited by Account Holder under the Atal Pension
Yojana Scheme as per the Government of India rules/instructions.
6. On the basis of the total Amount deposited by the Account
Holder under the Atal Pension Yojana Scheme, he/she can choose monthly pension
amount to be given. Whether 1k, 2k, 3k, 4k, 5k etc.
7. Account Holder can prefer the name of anybody as Nominee
after his/her self & Spouse.
8. Time to time Government of India may provide different
subsidies to the Account Opened Under the Atal Pension Yojana Scheme.
Eligibility
Criteria to Apply
Anybody who wish to apply & get benefitted of the Atal
Pension Yojana Scheme must possess following Eligibility criteria;
1. Person should be a citizen of India.
2. Person must hold a valid ID Proof claiming his/her
Identity.
3. Person must be of minimum 18 years old or maximum 40
years old.
4. Person must be able to deposit a fix monthly amount from
his/her earnings. It is approx. 1k monthly and can be increased or decreased on
the basis of Person’s suitability.
How to get Atal
Pension Yojana Scheme Application Form: See this process-
- To apply for Atal Pension Yojana Scheme AT FIRST go to www.mygov.in.
- See right link on the home page to download form in the PDF format.
- This Application form is to be filled & submitted in the nearby bank along with the Required Documents to Open the Account under Atal Pension Yojana Scheme.
Required Documents: Following are the Documents
given below required for Opening Bank Account Under Atal Pension Yojana Scheme;
1. Valid ID Proof.
2. Valid Address Proof.
3. PAN Card.
4. Monthly Income Proof.
5. Exactly details filled Application.
Reminder: Hey
guys to Download the Application Form in PDF of Atal Pension Yojana Scheme go
to the below link-
Take a Look on Below Table
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